As Shenyang enterprise credit information platform，Since its inception in May 2019，Shengjing Credit Investigation has realized online automatic data collection with eight data sources, including the Market Supervision Bureau, the Tax Bureau, the Provident Fund Center, the Human Resources and Social Security Bureau, the Natural Resources Bureau, the gas Group, the water group and the power supply company，The credit data of enterprises in storage exceeded 1.4 billion。In 2021, the enterprise credit scoring product with independent intellectual property rights was officially launched, achieving a technological breakthrough of "second check" of enterprise comprehensive business information and "second out" of credit score information, and forming four core products: credit reporting report, financial analysis report, credit score report and post-loan inspection report。At present, Shengjing Credit investigation has established cooperative relations with 20 banks such as industry and commerce, construction, agriculture, transportation, Minsheng, Pudong Development, CITIC, Shengjing and Shenyang Rural Commerce, and has obtained more than 3,000 enterprise authorization, and the inquiry volume of credit investigation report has exceeded 10,000 times, and the total amount of credit issuance has exceeded 200 billion yuan。

Credit business "hand-held", quality credit "zero mortgage"

On March 25, the "Smart fast loan" jointly launched by Shenyang Shengjing Credit Investigation Co., Ltd. and Liaoning Branch of China Construction Bank has completed product testing and will be launched soon。"Smart fast loan" is an online credit product focusing on the financing needs of small and micro enterprises in our city. When enterprises use this product, they can realize the online processing of the whole process without leaving home。At the same time, actively play the role of credit enhancement, credit quality small and micro enterprises apply for credit loans without collateral and guarantee。

"Smart fast loan" is based on the social security payment credit information of small and micro enterprises, and Shengjing Credit Investigation uses big data technology to build a customer evaluation system, and provides financial institutions with a set of big data customer acquisition, pre-loan due diligence, loan review and post-loan inspection of the whole process of business services。In terms of product application, after the launch, enterprises can apply through CCB Huizhen APP and mobile banking client。The product is simple in operation and fast in loan handling. While solving the financing needs of small and micro enterprises in a timely and efficient manner, it will further improve the service efficiency of financial institutions and promote the development of inclusive finance in our city。

Financial services are not broken, and there is enough financial food to fight COVID-19

In recent years, Shengjing Credit Investigation has always focused on issues such as information asymmetry between banks and enterprises, and continued to expand the application scenarios of credit investigation products。In 2021, focusing on high-tech enterprises, in cooperation with Hunnan District and Minsheng Bank, relying on the results of credit evaluation, mass extension marketing work will be carried out, and 435 high-quality credit enterprises in Hunnan region will be accurately docking, and a total of 6 loans will be promoted.2.3 billion yuan;Relying on the financial service coordination mechanism of Shengjing Financial Holding Group, the company cooperated with Shengjing Guarantee Company and Shanghai Pudong Development Bank to launch the characteristic credit product "Shengjing Xingke Loan" for science and technology enterprises and realized the loan of 18.8 million yuan。

Since the outbreak of the epidemic in March, Shengjing Credit Investigation has thoroughly implemented the relevant deployment requirements of Shengjing Financial Holding Group on strengthening the financial service guarantee work of the real economy during the epidemic period, effectively played the function of Shenyang enterprise credit investigation platform, and jointly issued various loans with Shanghai Pudong Development Bank Shenyang Branch.600 million yuan;The Shenyang branch of Minsheng Bank jointly lent 60 million yuan to 50 small and micro enterprises in our city。next，Shengjing Credit will make full use of the city's "start-up guarantee loan", "Red star loan", "emergency lending", "intellectual property pledge financing" and other inclusive financial policies，Continuously improve the online product system with financial institutions，For our city enterprises to create a warm financial services，We will fully ensure the financing needs of enterprises，Technology and finance to empower epidemic prevention and control。

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